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AVAILABLE FUNDING

NEW: Emergency Repair Program

Funding will provide Emergency Repair assistance to income eligible owner occupied residences, impacted by COVID-19, to ONLY address emergency conditions such as the installation, replacement or repair of: roofs, windows, doors, and/or heating, ventilation and air conditioning (HVAC).   

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NEW: Mortgage Assistance

CARES Act funding will provide assistance to income eligible households who are delinquent in their first mortgage and escrow payments (PITI).  Additionally, funding may assist with late fees, attorney's fees, condominium and homeowners' association payments, special assessments, and other mortgage associated costs related to COVID-19.  

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REOPENING: Palm Beach County Restart Business Grants

REOPENING FOR PHASE II: The Palm Beach County Board of County Commissioners approved the Restart Business Grants Program on May 15, 2020 to accelerate the reopening businesses hardest hit by COVID-19. The $60 million Restart Business Grants Program uses a portion of the County's $261 million allocation from the federal CARES Act approved by Congress.  The Board will dedicate $50 million toward businesses with 25 or fewer employees and $10 million towards business with greater than 25 employees. 

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NEW: Rental and Utilities and Food Assistance

Funding will provide Emergency Repair assistance to income eligible owner occupied residences, impacted by COVID-19, to ONLY address emergency conditions such as the installation, replacement or repair of: roofs, windows, doors, and/or heating, ventilation and air conditioning (HVAC).   

APPLY

SBA Economic Injury Business Disaster Loan and Loan Advance Program - REOPENED

 The Small Business Administration (SBA) Economic Injury Disaster Loan (EIDL) Program is available to small businesses and nonprofits that have been severely impacted by COVID-19. These targeted, low-interest loans of up to $2 million can provide vital economic support to help overcome the temporary loss of revenue during this time. The EIDL allows for an advance of up to $10,000.  

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Downtown Delray Business Relief Assistance Grant

 The Downtown Development Authority has designated $30,000 to assist  small storefront businesses within the DDA district that have been  impacted by the COVID-19 pandemic. The Downtown Delray Local Business Relief Grant Assistance program will award up to 30 businesses $1,000  grants. 

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City of Boca Raton Small Business Recovery Relief Grant Program

The City of Boca Raton's grant program is designed to support local small retail, restaurant and retail service businesses that are located within the City and have experienced financial loss as a result of the COVID-19 public health emergency. The City will designate up to $500,000 from the reserves in the City’s Economic Development Fund, giving eligible companies a one-time grant of up to $5,000. 

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Coronavirus Food Assistance Program ($16 Billion Available for Farmers)

Are you a farmer or rancher whose operation has been directly impacted by the coronavirus pandemic? The Coronavirus Food Assistance Program provides direct relief to producers who faced price declines and additional marketing costs due to COVID-19. The program provides vital financial assistance to producers of agricultural commodities who have suffered a five-percent-or-greater price decline or who had losses due to market supply chain disruptions due to COVID-19 and face additional significant market costs.

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FedEx Offers $1 Million to Small Businesses

FedEx committed $1 million to provide grants for small  businesses in the U.S. Whether you’re making the move to selling and  shipping online or you’re ramping up your safety and cleanliness measures to keep customers and employees safe, FedEx wants to help keep your  business moving forward. 

Each grant recipient will receive $5,000, plus a $500 credit from  FedEx Office that can be used for printing banners, posters, floor  graphics, custom branded boxes, and more. 

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Summer Scholarship Program

The Summer Camp Scholarship Program  provides full-tuition and fees for summer camp for children residing in families with income at or below 150% of Federal Poverty Guidelines. It allows parents to work with the knowledge that their children are safe. It gives children  educational and recreational opportunities for growth. Parents may choose from  participating camps in Palm Beach County.

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Palm Beach County Restart Business Grants

The $60 million Restart Business Grants Program uses a portion of the County's $261 million allocation from the federal CARES Act approved by Congress.  The Board will dedicate $50 million toward businesses with 25 or fewer employees and $10 million towards business with greater than 25 employees. Please read the full web page to ensure you are eligible before applying.

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City of Palm Beach Gardens Relief Funding for Small Businesses and Residents

This emergency grant program provides critical financial support for locally owned small businesses impacted by COVID-19. The City has developed a plan, in partnership with Palm Beach North Chamber of Commerce and P.G.A. Corridor Association, to provide up to 50 businesses with a one-time grant of $20,000.

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Enterprise Florida Virtual Business Matchmaking Grants

Enterprise Florida offers grants for Virtual Business Matchmaking to help Florida companies expand overseas and keep their business growing. As market disruptions bring forth new ways of doing business,  the Virtual Business Matchmaking program is one way Enterprise Florida is helping the state’s small and medium-sized companies.

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Federal Reserve Main Street Lending Program

The program is designed to help credit flow to medium-sized and small  businesses that were in good financial condition, but now need loans to  help until they have recovered from, or adapted to, the impacts of the  pandemic. Loans originated under the program have several features that will  help businesses facing challenges. The program offers 4-year loans, with  floating rates, and principal and interest payments deferred during the  first year to assist businesses facing temporary cash flow  interruptions. The loans range in size from $500,000 to $200 million – a wide range that may support a broad set of employers.

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Save Small Business Fund

The Save Small Business Fund is a grantmaking initiative offering short-term relief for small employers in the United States and its territories. Funded by corporate and philanthropic partners, the Save Small Business Fund is a collective effort to provide $5,000 grants to as many small employers as we can. We hope these supplemental funds will help you get through the next days and weeks.   

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Paycheck Protection Program - NOW OPEN

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses, with fewer than 500 employees, to keep their workers on the payroll. The Small Business Administration (SBA) program provides eight weeks of cash-flow assistance through 100 percent federally guaranteed loans. The SBA will partially forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest or utilities.

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Florida Small Business Emergency Bridge Loan Program

The Florida Small Business Emergency Bridge Loan Program provides short-term, interest-free working capital loans that are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources.

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Short-Time Compensation Program

The Short-Time Compensation Program is a voluntary employer program available to provide prorated Reemployment Assistance benefits to employees. These individuals may have had work hours and earnings reduced due to the implementation of a Short-Time Compensation plan to avoid a total layoff of some employees amid COVID-19.

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Boynton Beach CRA Small Business Disaster Relief Forgivable Loan Program

APPLICATIONS ARE FULL. CHECK BACK LATER FOR UPDATES. Eligible businesses with 50 or fewer employees can apply for a $10,000 interest free business loan to be used towards payroll, utilities, or inventory expenses within one year of the loan date.  The loan will be forgiven if the businesses can provide documentation of the eligible expenditures. Examples of qualified businesses include, but are not limited to, restaurants, bakeries, gourmet food markets, professional offices, fitness facilities, specialty retail, boutiques, hair/nail salons, and florists.  

check back later for updates

Small Business Loan Program

The Small Business Loan Program is available to qualified businesses that demonstrate adequate historical and/or proposed cash flow coverage and other credit underwriting metrics. The loan proceeds must be used for a business purpose. A business purpose includes, but is not limited to: startup costs, working capital, business procurement, franchise fees, inventory, as well as the purchase, construction renovation or tenant improvements of an eligible place of business that is not for passive real estate investment purposes. Loan Participation is up to 50 percent of the total loan amount. With the 504 Bridge Loan Participation, lenders are permitted to finance equipment and owner-occupied real estate purchases up to 90 percent of the total project cost. Loan amounts range from $250,000 to $5 million.

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Microfinance Guarantee Program

The Microfinance Guarantee Program is available to stimulate access to credit for entrepreneurs and small businesses in Florida by providing targeted guarantees to loans made to such entrepreneurs and small businesses. Funds appropriated to the program must be reinvested and maintained as a long-term and stable source of funding for the program.

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Black Business Loan Program

The Black Business Loan Program (BBLP) offers alternative lending solutions to Florida-based black owned small businesses by providing short-term loans and technical assistance.

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Rebuild Florida Business Loan Fund

The Florida Business Loan Fund provides financing to assist businesses with resiliency efforts. The funds will address the current gap in available, affordable capital for businesses that can be used for inventory purchases, construction, working capital, equipment financing and more.

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Jim Moran Institute Small Business Executive Program

Created to be a world-class learning experience that accommodates the busy schedule of small business owners, the Small Business Executive Program (SBEP) is ideal for CEOs, entrepreneurs, presidents of small businesses, and immediate successors of businesses. You will emerge a stronger leader ready to capitalize on business opportunities, implement best practice management, and turn challenges into a strategic advantage.

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Available Grants for Non Profits

 Community Foundation's COVID-19 Relief & Recovery Grant is open to nonprofits that provide services to Palm Beach County.  

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